本文選題：浦發(fā)銀行長沙分行　切入點：內部控制系統　出處：《湖南大學》2013年碩士論文

【摘要】：隨著我國改革開放不斷深入,我國的商業(yè)銀行也得到了迅速發(fā)展,銀行的業(yè)務發(fā)展日趨成熟,從而帶動和促進了國民經濟的快速增長和迅速崛起,但目前我國商業(yè)銀行的競爭力和金融監(jiān)管能力還不強,內部的、潛在的風險比較大。如何通過有效的銀行內部控制,有效防范、控制和化解風險,保障銀行體系的穩(wěn)定和安全,是一個需要深入研究的重大課題。 本文針對浦發(fā)銀行長沙分行內部控制系統體系化程度不高,風險管理技能缺乏,日常業(yè)務操作風險管理粗放,關鍵環(huán)節(jié)存在管理漏洞等現象,針對性地提出了浦發(fā)銀行長沙分行內部控制系統改進優(yōu)化方案設計。方案設計從浦發(fā)銀行長沙分行全面風險體系的剖析出發(fā),對內部控制縱向的公司治理、組織架構和橫向的崗位職責劃分、風險管理機制、內控文化建設進行了闡述,有效解決內部控制各要素的功能發(fā)揮。為了確保其內部控制系統改進優(yōu)化后的順利實施,本研究還從組織結構、體制機制、人員規(guī)范、流程理順、業(yè)務經營設計等方面提出了相關實施策略措施和保障,為全面風險管理進一步拓寬了思路。 本研究期望通過對浦發(fā)銀行長沙分行內部控制系統進行改進優(yōu)化的研究,能強化浦發(fā)銀行長沙分行的內控制度基礎管理,推進風險管理制度完善,逐步樹立全面的風險防控意識,實現浦發(fā)銀行長沙分行風險管理體系化、精細化,確保浦發(fā)銀行長沙分行業(yè)務健康、持續(xù)、穩(wěn)定的發(fā)展,并對我國銀行業(yè)乃至企事業(yè)單位內部控制系統的研究和實踐起到一定的借鑒作用。
[Abstract]:With the deepening of China's reform and opening up, China's commercial banks has been the rapid development of banking business development matures, so as to stimulate and promote the rapid growth of the national economy and the rapid rise, but now the competitiveness of China's commercial banks and financial regulatory capacity is not strong, the potential risk is relatively large how to through effective internal control, to effectively prevent, control and resolve the risks, stability and security of the banking system, is an important topic to be further studied.
Based on the internal control system of Shanghai Pudong Development Bank Changsha branch level is not high, the lack of risk management skills, operational risk management, the existence of loopholes in management and other key aspects of the phenomenon, put forward the internal control system of Shanghai Pudong Development Bank branch Changsha improvement scheme design optimization design. From the analysis of Shanghai Pudong Development Bank Changsha branch comprehensive risk system based on the internal control of vertical corporate governance, organizational structure and horizontal responsibility division, risk management mechanism, the construction of the internal control culture are discussed, effectively solve the elements of the internal control function. In order to ensure that the internal control system improved the smooth implementation of the research from the organizational structure, institutional mechanisms, personnel the process specification, straighten out, put forward relevant strategies and safeguard measures of business design, comprehensive risk management into a The step widened the way of thinking.
This research is expected to improve the optimization of the research based on the internal control system of Shanghai Pudong Development Bank Changsha branch, the internal control system can strengthen the basic management of Shanghai Pudong Development Bank Changsha branch, to promote the improvement of risk management system, and gradually establish a comprehensive risk prevention awareness, implementation of risk management system of Changsha branch of Shanghai Pudong Development Bank, the fine, to ensure the healthy, Shanghai Pudong Development Bank Changsha branch business continuity, stability and development, the research and practice of the internal control system of China's banking industry and enterprises play a certain reference role.

【學位授予單位】：湖南大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F832.33

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