NF銀行廣西分行國際結算業(yè)務發(fā)展策略研究
發(fā)布時間:2018-03-18 00:03
本文選題:農業(yè)政策性銀行 切入點:國際結算 出處:《廣西大學》2013年碩士論文 論文類型:學位論文
【摘要】:由于國際結算業(yè)務能從提升核心資本充足率、增加盈利及產品創(chuàng)新能力等方面提升銀行競爭力,在全球經濟一體化發(fā)展,國內金融與國際日漸接軌的今天,重視和發(fā)展國際結算業(yè)務已成為銀行的共識。 作為國家農業(yè)政策性銀行,NF銀行從履行支農職責、服務客戶及實現(xiàn)自身愿景出發(fā),于2006年正式開辦國際結算業(yè)務。NF銀行廣西分行作為最早的一批試點行,業(yè)務曾連年快速增長。但隨著全行發(fā)展政策的變遷,本外幣業(yè)務的逐漸展開,NF銀行廣西分行國際結算業(yè)務發(fā)展面臨諸多困難和問題。諸如內部管理體制缺陷,制度流程待完善,產品品種少,盈利性偏低,客戶數(shù)量少質量低,從業(yè)隊伍不穩(wěn)、人才儲備不足等問題困擾之下,該行業(yè)務增速明顯下降,發(fā)展陷入困境。 本文通過運用PEST及SWOT等工具對NF銀行廣西分行國際結算業(yè)務發(fā)展的宏觀環(huán)境及內外部優(yōu)劣勢進行分析,并結合NF銀行及廣西的實際,有針對性地提出了優(yōu)化管理體制、拓展客戶群體、大力推廣產品、強化風險防控等四個方面的具體策略建議。
[Abstract]:As the international settlement business can enhance the competitiveness of banks from the aspects of enhancing the core capital adequacy ratio, increasing profitability and product innovation ability, with the development of global economic integration, the domestic finance is increasingly in line with the international market. Attach importance to and develop the international settlement business has become the consensus of the bank. As the national agricultural policy bank, NF-Bank, in order to fulfill its duty of supporting agriculture, serving customers and realizing its own vision, officially opened its international settlement business, Guangxi Branch, as the first batch of pilot banks in 2006. The business has been growing rapidly year after year. However, with the change of the development policy of the whole bank, the gradual development of the local and foreign currency business is facing many difficulties and problems in the development of the international settlement business of the Guangxi Branch of NF Bank, such as the defects of the internal management system and the need to improve the system process. The products are few, profitability is low, the number of customers is low, the number of customers is low, the working team is unstable, the talent reserve is not enough, and so on, the business growth rate of the bank has obviously decreased, and the development has fallen into a dilemma. This paper analyzes the macro environment, internal and external advantages and disadvantages of the development of international settlement business of NF Bank Guangxi Branch by means of PEST and SWOT, and combines with the practice of NF Bank and Guangxi, puts forward the optimized management system. Expand the customer group, vigorously promote the product, strengthen the risk prevention and control of the specific four aspects of the specific strategy.
【學位授予單位】:廣西大學
【學位級別】:碩士
【學位授予年份】:2013
【分類號】:F832.2
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