準(zhǔn)備金制度框架的創(chuàng)新思考
發(fā)布時(shí)間:2018-02-27 23:17
本文關(guān)鍵詞: 基于資產(chǎn)的準(zhǔn)備金制度 創(chuàng)新性貨幣政策工具 結(jié)構(gòu)調(diào)控 宏觀(guān)審慎監(jiān)管 出處:《財(cái)經(jīng)科學(xué)》2011年06期 論文類(lèi)型:期刊論文
【摘要】:基于資產(chǎn)的準(zhǔn)備金制度是針對(duì)金融機(jī)構(gòu)的各類(lèi)資產(chǎn)而制訂,要求金融機(jī)構(gòu)根據(jù)資產(chǎn)類(lèi)別與規(guī)模計(jì)提不付息準(zhǔn)備金。與傳統(tǒng)的貨幣政策工具相比,ABRR在宏觀(guān)調(diào)控上具有提高貨幣調(diào)控效率、拓展結(jié)構(gòu)調(diào)整功能、強(qiáng)化宏觀(guān)審慎監(jiān)管、便利資產(chǎn)價(jià)格調(diào)節(jié)的優(yōu)勢(shì),對(duì)各國(guó)央行特別是我國(guó)的貨幣調(diào)控具有重要的參考價(jià)值。本文對(duì)該制度的內(nèi)涵特征、作用機(jī)理、優(yōu)勢(shì)與局限性等問(wèn)題進(jìn)行了研究,在我國(guó)經(jīng)濟(jì)金融環(huán)境尚不成熟的條件下,可參照ABRR思想嘗試對(duì)商業(yè)銀行的信貸資產(chǎn)實(shí)施法定準(zhǔn)備金制度。
[Abstract]:The asset-based reserve system is designed for the types of assets of financial institutions, In comparison with traditional monetary policy instruments, ABRR can improve the efficiency of monetary regulation and control, expand the function of structural adjustment, and strengthen macro-prudential supervision. The advantages of facilitating asset price regulation have important reference value for central banks, especially for monetary control in China. This paper studies the connotation, mechanism, advantages and limitations of the system. Under the condition that the economic and financial environment of our country is not mature, we can try to implement the legal reserve system for the credit assets of commercial banks by referring to the idea of ABRR.
【作者單位】: 上海立信會(huì)計(jì)學(xué)院經(jīng)貿(mào)學(xué)院;中國(guó)人民銀行上海總部;
【基金】:教育部人文社會(huì)科學(xué)研究青年基金項(xiàng)目“全球流動(dòng)性沖擊對(duì)中國(guó)經(jīng)濟(jì)的影響與政策選擇”(編號(hào):10YJC790376) 上海市教委科研創(chuàng)新重點(diǎn)項(xiàng)目(編號(hào):11ZS185),上海市教委重點(diǎn)學(xué)科(第五期)建設(shè)項(xiàng)目(國(guó)際貿(mào)易:J51702)
【分類(lèi)號(hào)】:F822.0
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本文編號(hào):1544746
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