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麻陽縣農(nóng)村金融改革問題研究

發(fā)布時(shí)間:2018-01-15 05:09

  本文關(guān)鍵詞:麻陽縣農(nóng)村金融改革問題研究 出處:《湖南農(nóng)業(yè)大學(xué)》2013年碩士論文 論文類型:學(xué)位論文


  更多相關(guān)文章: 農(nóng)村金融 金融改革 麻陽苗族自治縣


【摘要】:改革開放以來,麻陽縣的農(nóng)業(yè)和農(nóng)村經(jīng)濟(jì)發(fā)展取得了巨大成就,農(nóng)業(yè)和農(nóng)村與當(dāng)?shù)亟?jīng)濟(jì)的聯(lián)系越來越緊密。所以解決好農(nóng)業(yè)和農(nóng)村經(jīng)濟(jì)的發(fā)展關(guān)系,對麻陽縣的“三農(nóng)”的發(fā)展也起到主要作用。由于影響麻陽縣農(nóng)村金融發(fā)展的原因是多方面的,其中重要的原因之一,就是目前麻陽縣農(nóng)村金融制度安排不能夠滿足農(nóng)村經(jīng)濟(jì)主體的融資需求。而麻陽縣是全市農(nóng)村綜合改革試點(diǎn)縣,麻陽縣農(nóng)村金融體制改革十分復(fù)雜,是一個(gè)極為艱巨任務(wù),缺乏利益關(guān)系的。 多年以來,麻陽縣農(nóng)村金融體制改革長期受其他體制改革“慣性”的作用,農(nóng)村金融體制長期成為農(nóng)村經(jīng)濟(jì)體制的附屬物,導(dǎo)致了農(nóng)村金融主體長期缺位。針對現(xiàn)有農(nóng)村金融體系中存在的突出問題,利用農(nóng)村金融制度變遷過程中的路徑依賴分析理論,找出目前農(nóng)村金融體制的制度缺陷。所以,在整個(gè)麻陽縣農(nóng)村金融活動(dòng)中,融通資金是農(nóng)村金融活動(dòng)的全部內(nèi)容,并且以發(fā)展農(nóng)村經(jīng)濟(jì)服務(wù)為宗旨。進(jìn)一步拓展金融產(chǎn)品、拓寬綜合改革融資渠道、加強(qiáng)農(nóng)村金融文化建設(shè)。本文通過對麻陽縣在農(nóng)村金融改革與探索中的現(xiàn)狀以及政策性金融弱化、郵政儲蓄分流等問題分析,通過問題提出相應(yīng)問題對策,進(jìn)而改變目前麻陽縣農(nóng)村金融改革現(xiàn)狀。構(gòu)建“雙重四元”的農(nóng)村金融組織體系,對農(nóng)村金融制度進(jìn)行創(chuàng)新思考。
[Abstract]:Since the reform and opening up, the agricultural and rural economic development of Mayang County has made great achievements, agriculture and rural areas and the local economy more and more closely linked, so solve the relationship between agriculture and rural economic development. It also plays a major role in the development of "agriculture, countryside and farmers" in Mayang County. There are many reasons that affect the rural financial development of Mayang County, among which one of the important reasons is. At present, the rural financial system arrangement of Mayang County can not meet the financing needs of the main body of rural economy. And Mayang County is the pilot county of comprehensive rural reform in the whole city, and the rural financial system reform of Mayang County is very complex. Is a very difficult task, lack of interest. For many years, the rural financial system reform in Mayang County has been affected by the inertia of other system reforms for a long time, and the rural financial system has long been an adjunct to the rural economic system. It leads to the absence of the main body of rural finance for a long time. In view of the outstanding problems in the existing rural financial system, we use the path dependence analysis theory in the process of rural financial system change. Find out the system defects of rural financial system at present. Therefore, in the whole rural financial activities of Mayang County, financing is the whole content of rural financial activities. And to develop rural economic services as the purpose, further expand financial products, broaden the comprehensive reform of financing channels. Strengthen the construction of rural financial culture. Through the analysis of the current situation of rural financial reform and exploration, the weakening of policy finance, the distribution of postal savings and other problems, this paper puts forward the corresponding countermeasures. And then change the current situation of rural financial reform in Mayang County, construct the "double four-yuan" rural financial organization system, and think about the innovation of rural financial system.
【學(xué)位授予單位】:湖南農(nóng)業(yè)大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2013
【分類號】:F832.7

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