本文選題：食品安全　切入點：責(zé)任保險　出處：《浙江財經(jīng)大學(xué)》2015年碩士論文

【摘要】：食品安全對人類的生存、國家的安定和社會的發(fā)展都是至關(guān)重要的。不論在什么時代、什么國度，食品及其安全性是國家領(lǐng)導(dǎo)人和普通老百姓共同關(guān)注的永恒主題。隨著經(jīng)濟(jì)發(fā)展水平的不斷提高、科學(xué)技術(shù)的不斷進(jìn)步，，我國的食品行業(yè)也獲得了空前的發(fā)展，但與之相伴隨的是食品安全問題的威脅也日益嚴(yán)重，如農(nóng)藥、化學(xué)原料和食品添加劑的過量使用，導(dǎo)致我國的食品安全事件頻發(fā)�！叭鼓谭邸笔录陌l(fā)生，使食品安全問題白熱化；2013年，新西蘭奶源發(fā)生問題，食品安全再一次讓人們憂心忡忡；最近鬧得沸沸揚揚的轉(zhuǎn)基因食品，更加劇了人們對食品安全的擔(dān)憂。 我國的食品安全監(jiān)管，自2009年2月《食品安全法》頒布以來，取得了很大成效，但存在的問題同樣嚴(yán)重�！妒称钒踩ā穼嵤┑漠�(dāng)年，全國人大常委會就開展了執(zhí)法檢查，并明確了食品安全監(jiān)管所面臨的問題。執(zhí)法檢查組在作報告時指出食品安全法的實施還面臨著監(jiān)管體制改革不到位，配套法規(guī)、規(guī)章滯后，安全風(fēng)險監(jiān)測基礎(chǔ)薄弱等幾大難題；同時我國現(xiàn)有的法律救濟(jì)體系存在著事后救濟(jì)不力的弊端。如何有效監(jiān)管食品安全，在食品安全事故發(fā)生后，如何強化司法救濟(jì)，提高加害企業(yè)的賠償能力，保障受害人得到實質(zhì)的補償，是一個亟待解決的問題。 本文從食品安全事故發(fā)生后，如何保障受害人實現(xiàn)經(jīng)濟(jì)補償?shù)慕嵌�，探究了我們食品安全�?zé)任保險法律制度的建立。 第一部分是關(guān)于食品安全責(zé)任保險制度的基本理論。首先，是食品安全制度的概述。從食品安全的起源，剖析食品安全責(zé)任保險法律制度的起源，進(jìn)而對食品安全制度的概念和主要內(nèi)容以及構(gòu)成進(jìn)行理論分析。其次，食品安全責(zé)任保險制度的概述。從食品安全保險制度的概念、法律特性、主要內(nèi)容和發(fā)展現(xiàn)狀，闡述食品安全保險制度的構(gòu)架。 第二部分是關(guān)于食品安全責(zé)任保險制度發(fā)展的現(xiàn)狀以及存在的問題。首先，介紹我國和世界各國的食品安全責(zé)任保制度的現(xiàn)狀，從中國到世界各國，從中分析出我國食品安全責(zé)任保險制度存在的問題，主要涉及保險公司自身問題、法律體系不完善以及食品安全責(zé)任保險制度本身存在的問題。 第三部分是建立我國食品安全責(zé)任保險法律制度的必要性和可行性。從“三鹿奶粉”事件所造成的危害后果看，受害人數(shù)量大，單個受害人損失重，三鹿即使破產(chǎn)也難以承擔(dān)賠償?shù)呢?zé)任。而食品安全責(zé)任保險制度的缺失，責(zé)任人責(zé)任能力的不足，使受害人難以在經(jīng)濟(jì)上得到應(yīng)有的補償。建立食品安全保險制度的十分必要；當(dāng)前我國建立的食品安全責(zé)任的追究制度和責(zé)任保險制度，使我國食品安全保險責(zé)任制度的建立具有可行性。 第四部分是我國建立食品安全責(zé)任保險的模式選擇。首先，比較分析強制責(zé)任保險與自愿責(zé)任保險的利弊，明確食品安全責(zé)任保險應(yīng)當(dāng)是一種強制責(zé)任保險；其次，探討食品安全責(zé)任保險的范圍；第三，建立適合我國食品安全責(zé)任保險的模式，第四，我國食品安全責(zé)任保險制度的內(nèi)容。 第五部分是我國食品安全責(zé)任保險法律制度的構(gòu)建。首先，完善我國食品責(zé)任保險法律制度和政策的制定，為我國食品安全責(zé)任保險提供法律基礎(chǔ)；其次我國食品安全責(zé)任強制保險的主體、保險費率、賠付制度和法律責(zé)任。第三，完善食品安全監(jiān)管體制、設(shè)立再保險體制、強化保險監(jiān)督機(jī)制、增加食品責(zé)任保險賠償基金以及建立同行業(yè)共同分擔(dān)風(fēng)險的責(zé)任保險制度，建立并完善食品安全責(zé)任強制保險的配套制度建設(shè)。
[Abstract]:Food safety for human survival, development and social stability of the country is very important. No matter what age, what country, food and its safety is the eternal theme of common concern of national leaders and ordinary people. With the continuous improvement of the level of economic development, the continuous progress of science and technology, China's food industry got unprecedented development, but is accompanied with food safety issues are also increasingly serious threats, such as excessive use of pesticides, chemical raw materials and food additives, leading to food safety incident happens frequently in China. The "Sanlu milk powder" incident, the food safety problems intensified; in 2013, New Zealand milk source the food safety problem, once again let people care-laden; genetically modified food recently had more drama raise a Babel of criticism of the people's concerns about food security.
China's food safety regulation, since February 2009 the "food safety law" promulgated, has made great achievements, but there are also serious problems. The implementation of the food safety law "that year, the National People's Congress on the law enforcement inspection, and the supervision of food safety problems. The implementation of the law enforcement inspection team pointed out that food safety in the report also faces regulatory system is not in place, regulations, rules and regulations lag, weak basic safety risk monitoring several major problems; at the same time, China's current legal relief system malpractice relief not force. How to effectively monitor food safety in food safety after the accident, how to strengthen the judicial relief, improve enterprise harm compensation ability, protect the victims get substantial compensation, is an urgent problem to be solved.
This article explores the establishment of the legal system of our food safety liability insurance from the angle of how to guarantee the victim's economic compensation after the occurrence of food safety accidents.
The first part is the basic theory about food safety liability insurance system. First of all, is an overview of food safety system. From the origin of food safety, analysis of the origin of food safety liability insurance legal system, and the concept of the food safety system and the main content and composition in theoretical analysis. Secondly, an overview of food safety liability insurance system from the concept of law. The food safety insurance system, characteristics, main contents and current situation, describes the framework of food safety insurance system.
The second part is about the present situation of the development of food safety liability insurance system and the existing problems. First, introduce the current situation of food safety responsibility in our country and the world of the insurance system, from Chinese to countries around the world, analyzed the problems of food safety liability insurance system in China the problems, mainly related to the insurance company's own problems, legal system food safety liability insurance is not perfect and the problems existing in the system itself.
The third part is the necessity and feasibility of establishing the legal system of food safety liability insurance in our country. The consequences resulting from the "Sanlu milk powder" incident, the number of victims, victims of a single weight loss, even though Sanlu bankruptcy is difficult to bear the responsibility for compensation. Lack of food safety liability insurance system, lack of responsibility the ability of the victim to receive due compensation in the economy. The establishment of food safety insurance system is necessary; establishing the current food safety responsibility system and liability insurance system, the establishment of liability insurance system of food safety in our country is feasible.
The fourth part is the mode choice of food safety liability insurance is established in China. Firstly, a comparative analysis of the pros and cons of compulsory liability insurance and voluntary liability insurance, clear food safety liability insurance should be a compulsory liability insurance; secondly, to explore the scope of food safety liability insurance; third, for the establishment of China's food safety liability insurance mode. Fourth, food safety liability insurance system in China.
The fifth part is the construction of the legal system of food safety liability insurance in China. First, improve the development of China's food liability insurance legal system and policy, provide the legal basis for China's food safety liability insurance; secondly, the food safety of China's compulsory liability insurance subject, insurance premium, payment system and legal responsibility. Third, improve food safety supervision system, the establishment of reinsurance system, strengthen insurance supervision mechanism, increase food liability insurance compensation fund and the establishment of the same industry to share the risk of liability insurance system, establish and improve the supporting system of food safety liability insurance.

【學(xué)位授予單位】：浙江財經(jīng)大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2015
【分類號】：D922.16;D922.284

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