我國(guó)存款保險(xiǎn)基金管理機(jī)構(gòu)早期糾正權(quán)問(wèn)題探析
發(fā)布時(shí)間:2018-03-09 22:06
本文選題:存款保險(xiǎn) 切入點(diǎn):存款保險(xiǎn)基金管理機(jī)構(gòu) 出處:《政法論叢》2017年01期 論文類(lèi)型:期刊論文
【摘要】:存款保險(xiǎn)機(jī)構(gòu)的早期糾正權(quán)應(yīng)由法律、行政法規(guī)加以詳細(xì)規(guī)定!洞婵畋kU(xiǎn)條例》中明確存款保險(xiǎn)基金管理機(jī)構(gòu)具有早期糾正的權(quán)力,但并未對(duì)權(quán)力的具體內(nèi)容做出安排。該種監(jiān)管權(quán)的原則性設(shè)計(jì),既不能保證存款保險(xiǎn)基金管理機(jī)構(gòu)職責(zé)目標(biāo)的實(shí)現(xiàn),也難以協(xié)調(diào)"三大金融安全網(wǎng)"之間有效銜接。為了實(shí)現(xiàn)我國(guó)存款保險(xiǎn)"雙重功能"的制度目標(biāo),首先應(yīng)以法律形式明確存款保險(xiǎn)基金管理機(jī)構(gòu)是與中國(guó)銀監(jiān)會(huì)具有同等屬性的監(jiān)管主體,然后結(jié)合我國(guó)現(xiàn)有監(jiān)管規(guī)范體系中的早期干預(yù)制度,對(duì)存款保險(xiǎn)基金管理機(jī)構(gòu)的該項(xiàng)監(jiān)管權(quán)能進(jìn)行系統(tǒng)化的法律設(shè)計(jì)。
[Abstract]:The right of early correction of deposit insurance institutions shall be stipulated in detail by laws and administrative regulations. The Deposit Insurance regulations make it clear that the administrative organs of deposit insurance funds have the power to make early corrections. However, no arrangement has been made on the specific contents of the power. The principle design of this kind of supervisory power can not guarantee the realization of the objectives of the responsibility of the deposit insurance fund management organization. It is also difficult to coordinate the effective link between the "three major financial safety nets." in order to realize the "dual function" of deposit insurance in China, First of all, it should be made clear in the form of law that deposit insurance fund management institution is the same subject as CBRC, and then combined with the early intervention system in the current regulatory system of China. The regulatory authority of the deposit insurance fund is systematically designed.
【作者單位】: 遼寧大學(xué)法律與金融研究中心;
【基金】:教育部哲學(xué)社會(huì)科學(xué)重大課題攻關(guān)項(xiàng)目“加快發(fā)展民營(yíng)金融機(jī)構(gòu)的法律保障研究”(13JZD012) 遼寧省社科基金項(xiàng)目“互聯(lián)網(wǎng)金融法律規(guī)制與監(jiān)管研究”(L15CFX006)的階段性成果
【分類(lèi)號(hào)】:D922.28
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