發(fā)布時(shí)間：2018-10-15 12:20

【摘要】：正目前,不少企業(yè)在資產(chǎn)重組過(guò)程中,惡意逃廢銀行債務(wù),造成銀行信貸資產(chǎn)大量流失以及信貸資產(chǎn)質(zhì)量失實(shí)等問(wèn)題,因此商業(yè)銀行在經(jīng)營(yíng)策略上必須要加強(qiáng)對(duì)這方面的管理,提高經(jīng)營(yíng)效益。 一、遏制企業(yè)逃廢銀行債務(wù)的經(jīng)營(yíng)策略 1.進(jìn)一步完善法律法規(guī),加大執(zhí)法力度。一是建議盡早出臺(tái)與《破產(chǎn)法》《合同法》和《擔(dān)保法》等法律法規(guī)相配套的實(shí)施細(xì)則,充實(shí)維護(hù)銀行債權(quán)的內(nèi)容;補(bǔ)充約束借款人、逃債責(zé)任人行為的法律條款;明確地方政府、執(zhí)法機(jī)構(gòu)、有關(guān)單位和
[Abstract]:At present, many enterprises in the process of asset restructuring, malicious escape from bank debts, resulting in a large number of bank credit assets loss and credit assets quality problems, so commercial banks must strengthen the management of this aspect of the business strategy. Improve the efficiency of operation. First, the management strategy of restraining enterprises from evading and scrapping bank debts 1. We will further improve laws and regulations and strengthen law enforcement. First, it is suggested to issue as soon as possible the implementing rules which are compatible with the laws and regulations of the bankruptcy Law and the Law on guarantee, so as to enrich the contents of the bank's creditor's rights, to supplement the legal provisions that bind the borrower and the person responsible for the evasion of the debt; Identify local governments, law enforcement agencies, relevant units and
【作者單位】： 中國(guó)建設(shè)銀行張家口分行
【分類號(hào)】：F832.4

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